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BCU Digital Product Management

Your Ideas,
Prototyped & Tracked

A sandbox for the BCU digital team to showcase proof of concepts, vote on ideas, and monitor what matters.

No Bad Idea Bucket

No Bad Idea Bucket

Submit product enhancements and wild ideas. The team votes on the best ones to surface backlog priorities.

Submit an idea →
Proof of Concepts

Proof of Concepts

Browse and showcase prototypes, mockups, and experimental builds. Filter by status and share links to live demos.

View all POCs →
Dashboards

Dashboards

Metrics, reports, and data visualizations. A single place to showcase what's happening across digital products.

Open dashboards →
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Submit an Idea

No bad ideas here. Share what's on your mind.

🖼️
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Digital Snapshot

Key metrics across BCU digital channels.

How was this site built? See the full AI build story →
Active POCs
↑ Updated this week
Ideas This Month
↑ Keep them coming
Total Votes Cast
↑ Community engaged
Completed POCs
Shipped to production

POC Activity by Status

Digital Scrum Work

Sprint activity and ticket tracking across BCU and Lumin teams.

Usage

All registered users, their last login, and activity on the Hub.

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What is Vibe Coding?

Vibe coding is a new way to build software — instead of writing every line yourself, you describe what you want in plain English and an AI like Claude writes the code for you. You review it, test it, and have a back-and-forth conversation to refine it.

Think of it like being an architect rather than a bricklayer. You bring the domain knowledge — what members need, what problems are worth solving, what good looks like — and the AI handles the technical implementation.

No programming degree required. Just curiosity, context, and the willingness to iterate. Every POC and every feature on this site was built this way.

"The barrier to building software just collapsed. Anyone with domain expertise and something to say can now ship working tools — without a dev team or a months-long roadmap."

— The premise behind every POC on this site
10
POCs Prototyped
3,532
Lines of Code
~30
Hours of Work
6 wks
Idea to Production
0
Lines Written by Hand

The Vibe Coding Process

Every POC on this site followed the same five-step flow. It's not waterfall. It's not agile. It's a conversation.

💡
1

Spot the Opportunity

Identify a member pain point, internal efficiency gap, or "wouldn't it be cool if…" moment. No technical knowledge needed — just domain instinct.

✍️
2

Write the Seed Prompt

Describe the concept to Claude in 1–3 sentences of plain English. Be specific about the goal, the user, and what "good" looks like.

👀
3

Review the First Draft

Claude generates working code in seconds. Read through it, click around, and note what's right, what's off, and what's missing.

🔄
4

Iterate & Refine

Have a conversation. "Move the chart below the filters." "Add a state dropdown." "This color doesn't match our brand." Each prompt sharpens it.

🚀
5

Deploy & Share

Copy to S3, create a CloudFront invalidation, and it's live at digitalservicesagent.com in under a minute. Share the link, gather feedback, repeat.

Every POC, Unpacked

The seed prompt that started each prototype, the APIs involved, and an honest estimate of the effort — in chronological order from first build to latest.

Apr 1
AI-Powered Loan Assistant
In the Oven AI / ML ~2 hrs · ~15 prompts
Said to Claude "Build a conversational AI chatbot that helps BCU members figure out which loan product is right for them and walk them through pre-qualification in under 3 minutes. Make it feel like talking to a knowledgeable colleague, not a form wizard."
LLM API Conversational UI Loan Product Logic
Apr 30
Visa Subscription Manager
Done Integration ~1.5 hrs · ~12 prompts
Said to Claude "Use the Visa Developer API to show members every recurring charge on their Visa card in one dashboard. Let them pause or cancel subscriptions instantly — without ever calling the merchant. Build it against the Visa sandbox first."
Visa Dev API Recurring Charge Detection API Sandbox
May 1
Merchant Offers & Rewards
In the Oven Integration ~2 hrs · ~15 prompts
Said to Claude "Build a card-linked offer experience using Visa VMORC. Members should browse and activate cashback deals at everyday merchants. These deals are merchant-funded — zero cost to BCU — but they drive debit and credit card usage and interchange revenue."
Visa VMORC Card-Linked Offers Merchant Network
May 3
Stack Up
Prepping Ingredients Digital Banking ~2 hrs · ~15 prompts
Said to Claude "Build a peer comparison tool — 'how do I stack up vs. my peers?' Let members filter by age, income bracket, and location to see their percentile rank in savings and loan balances. Add an interactive layered chart and a what-if scenario slider so they can see how small changes move their position."
Percentile Charts Member Benchmarking What-if Scenarios
May 4
2 Minutes to Membership
Prepping Ingredients Member Experience ~1.5 hrs · ~12 prompts
Said to Claude "Redesign the new membership application so the very first screen verifies employment via Pinwheel — a current BCU partner. If we can confirm charter eligibility upfront, we can auto-approve the application instantly, replacing manual document review with a 2-minute all-digital experience."
Pinwheel API Employment Verification UX Flow Design
May 5
Branch Analyzer
Done Analytics ~1 hr · ~8 prompts
Said to Claude "Pull every BCU branch from Google Places and rank them by member rating and review volume. One API call should surface the location, hours, phone number, and a visual rating bar for every branch — so we can instantly see where member satisfaction is strong and where it needs attention."
Google Places API Location Intelligence Rating Visualization
May 7
Rate Tracker
In the Oven Analytics ~3 hrs · ~20 prompts
Said to Claude "Scrape bcu.org/legal/rates every day and store every rate change — loans, deposits, auto, credit cards, certificates, all of it. Show the historical trend on a chart. I want personalized email alerts the moment a rate moves, so we can drive timely member outreach for loan origination and deposit growth."
Web Scraping Rate History Email Alerts (SES)
May 7
Swapscription
In the Oven Integration ~3 hrs · ~20 prompts
Said to Claude "Build a subscription detector that connects to a member's bank via Plaid and automatically finds every recurring charge. Group them by category (Streaming, Fitness, Productivity, etc.) with merchant logos. Detect duplicate services and calculate the exact savings from pausing them. Make it feel polished — Netflix-level visual design."
Plaid API Transaction Analysis Merchant Intelligence
May 10
FinTrends
Done Analytics ~2 hrs · ~15 prompts
Said to Claude "Build a Google Trends analyzer scoped to BCU financial products. Let users select Auto Loans, Mortgages, Home Equity, Credit Cards, CDs, or Personal Loans and compare general interest, rate-shopping intent, and regional patterns side by side. Add a 'rate shopping index' that reveals consumers who are actively comparison shopping — those are our highest-intent prospects."
Google Trends API Geographic Filter Intent Scoring

And Then There's the Hub Itself

Before any POC existed, the platform you're looking at had to be built. That too was done entirely through vibe coding — from auth to deployment, one conversation at a time.

"Build a BCU Digital Product Management Hub as a single HTML file — no build step, deployable straight to S3. Needs: magic-link email auth for @bcu.org accounts, a POC showcase with status filters, an idea submission board with voting, a dashboard section, and a backend API. Style it like a modern fintech product."
3,532
Lines of Code
1
HTML File
4
AWS Services
60+
Prompts to Ship
~8 hrs
Build Time

User Management

All registered users. Grant or revoke admin access here.

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